Best New Car Deals UK: 0% Finance
Looking for a new car without the hassle of a hefty loan? 0% finance offers a great way to spread the cost of your new car without paying any interest.
Here are some of the best new car deals in the UK with 0% finance:
Hyundai i30
The Hyundai i30 is a popular hatchback with a spacious interior, comfortable ride and a range of petrol and diesel engines.
0% finance offer: You can get 0% finance for up to 48 months on selected models, with a deposit of 10%.
Kia Picanto
The Kia Picanto is a small but stylish city car that's perfect for urban driving. It's also surprisingly spacious and practical, making it a good choice for families.
0% finance offer: Kia is currently offering 0% finance for up to 48 months on selected models, with a deposit of 10%.
MG ZS EV
The MG ZS EV is a stylish and practical electric SUV that's great value for money. It has a range of up to 273 miles on a single charge and comes with a 7-year warranty.
0% finance offer: MG is currently offering 0% finance for up to 48 months on selected models, with a deposit of 10%.
Skoda Fabia
The Skoda Fabia is a popular supermini that's practical, affordable and fun to drive. It's also packed with features, including a large touchscreen infotainment system.
0% finance offer: Skoda is currently offering 0% finance for up to 48 months on selected models, with a deposit of 10%.
Suzuki Swift
The Suzuki Swift is a sporty and stylish supermini that's also surprisingly practical. It comes with a range of petrol engines and is good fun to drive.
0% finance offer: Suzuki is currently offering 0% finance for up to 48 months on selected models, with a deposit of 10%.
Things to consider when choosing a 0% finance deal:
- The deposit: The higher the deposit, the lower your monthly payments will be.
- The term of the loan: The longer the term of the loan, the lower your monthly payments will be, but you'll pay more interest overall.
- The APR: Even though the interest rate is 0%, you'll still need to pay an APR, which is a charge for the lender's costs.
- The representative APR: This is the APR that the majority of people will receive, but you may be offered a higher APR.
- The total amount payable: This is the total amount you'll pay back over the term of the loan, including the deposit, the interest and the APR.
Make sure you read the terms and conditions of the finance agreement carefully before you sign anything. This will help you understand the costs involved and make sure you're getting a good deal.
Remember, this information is for general knowledge only. Always research and compare offers before you make any decisions. It's always a good idea to speak with a financial advisor to get personalised advice.
