Best 0 Balance Transfer Credit Cards with No Fee
Looking for a credit card that offers a 0% balance transfer with no fee? You're in luck! Several credit cards offer this enticing feature, helping you save money on interest and potentially pay off your debt faster.
Here's a rundown of some of the best 0% balance transfer credit cards with no fee available in the market:
1. Discover it® Balance Transfer
Highlights:
- 0% APR for 18 months on balance transfers.
- No balance transfer fee for the first 6 months.
- Cashback rewards of 1% on all purchases.
- Excellent credit score requirement (generally 660 or above).
2. Citi® Double Cash Card
Highlights:
- 0% APR for 18 months on balance transfers.
- No balance transfer fee for the first 4 months.
- Unlimited 2% cashback on all purchases (1% back when you buy, 1% back when you pay).
- Excellent credit score requirement (generally 660 or above).
3. Chase Freedom Unlimited
Highlights:
- 0% APR for 15 months on balance transfers.
- No balance transfer fee for the first 15 months.
- Unlimited 1.5% cashback on all purchases.
- Excellent credit score requirement (generally 680 or above).
4. Capital One QuicksilverOne
Highlights:
- 0% APR for 18 months on balance transfers.
- No balance transfer fee for the first 6 months.
- Unlimited 1.5% cashback on all purchases.
- Good credit score requirement (generally 620 or above).
5. US Bank Altitude Go Visa Signature Card
Highlights:
- 0% APR for 15 months on balance transfers.
- No balance transfer fee for the first 15 months.
- 2 miles per dollar on all purchases.
- Good credit score requirement (generally 660 or above).
Things to Consider Before Applying:
- Interest Rate After Introductory Period: Ensure you understand the interest rate that will apply after the introductory period ends, as this can significantly impact your overall cost.
- Balance Transfer Limit: Each card has a specific balance transfer limit.
- Fees: While some cards offer no balance transfer fees for a certain period, some may charge fees after that period.
- Credit Score Requirements: Make sure you meet the credit score requirements for the card you're applying for.
Important Note: Always read the fine print before applying for any credit card. This includes the terms and conditions, annual percentage rate (APR), fees, and other important details.
By carefully considering these factors and comparing offers, you can find the best 0% balance transfer credit card with no fee to help you save money and pay off your debt more efficiently.
