0 Interest Credit Cards with No Balance Transfer Fee for 21 Months
Are you tired of paying interest on your credit card debt? Do you want to consolidate your debt and save money on interest charges? Look no further! In this article, we'll explore 0 interest credit cards with no balance transfer fee for 21 months.
What are 0 Interest Credit Cards?
0 interest credit cards are credit cards that offer a 0% introductory APR (Annual Percentage Rate) for a certain period of time, usually ranging from 6 to 24 months. During this period, you won't be charged any interest on your purchases or balance transfers. This can be a great way to save money on interest charges and pay off your debt faster.
No Balance Transfer Fee: What's the Catch?
Some credit cards charge a balance transfer fee, usually around 3-5% of the transferred amount. This fee can add up quickly, especially if you're transferring a large balance. However, some credit cards offer no balance transfer fee, which can save you money.
21-Month 0 Interest Credit Cards with No Balance Transfer Fee
Here are some credit cards that offer 0% introductory APR for 21 months with no balance transfer fee:
Citi Simplicity Card
- 0% intro APR for 21 months on balance transfers
- No balance transfer fee
- $0 annual fee
- 14.74% - 24.74% (Variable) APR after the introductory period
Bank of America Cash Rewards credit card
- 0% intro APR for 21 months on balance transfers
- No balance transfer fee
- $0 annual fee
- 13.99% - 23.99% (Variable) APR after the introductory period
Wells Fargo Platinum card
- 0% intro APR for 21 months on balance transfers
- No balance transfer fee
- $0 annual fee
- 12.49% - 24.49% (Variable) APR after the introductory period
How to Make the Most of These Offers
To make the most of these 0 interest credit cards with no balance transfer fee for 21 months, follow these tips:
- Pay off your debt within the introductory period: Make sure you pay off your debt within the 21-month period to avoid interest charges.
- Make timely payments: Make your payments on time to avoid late fees and penalties.
- Avoid new purchases: Try to avoid making new purchases on your credit card, as this can add to your debt and make it harder to pay off.
Conclusion
0 interest credit cards with no balance transfer fee for 21 months can be a great way to save money on interest charges and pay off your debt faster. By choosing one of the credit cards mentioned above and following the tips outlined, you can make the most of these offers and achieve financial freedom.
